Our Services
Our Solutions
Proper financial planning starts before any strategy is written. It begins with a genuine understanding of what you want, what you've built, and who depends on your decisions. The work below reflects that full range of concerns, approached with a values-based philosophy that puts your goals at the center of every plan.
Custom Solutions
For Every Need.
Wealth Management
What does your wealth actually need to accomplish?
Having money saved and invested is a starting point, not a destination. The real question is whether your assets are organized around what you actually want, whether that means financial independence, a specific vision for the future, or the ability to make choices on your own terms. Wealth management connects your investments, tax picture, and overall financial strategy into a plan that moves forward with you as your life and priorities evolve.
Retirement and Income Planning
How do you turn a lifetime of saving into income you can count on?
Years of saving and investing can build a substantial nest egg and still leave the most important question unanswered. What does financial life actually look like on the other side? The transition into retirement involves decisions about Social Security timing, withdrawal strategies, healthcare costs, and tax efficiency that all affect each other. Retirement and income planning addresses them together, so the strategy you retire with is built to support your lifestyle for the long run, not just at the beginning of it.
Business Owner Planning
Who's thinking about your financial future while you're focused on running the business?
Running a business demands most of your time, energy, and often a significant portion of your capital. Building personal wealth alongside a growing company requires planning that accounts for the tax advantages available to business owners, the risks of having so much tied to a single enterprise, and the question of what transition eventually looks like. Business owner planning addresses those realities with strategies tailored to where you are today, covering retirement plan structures, protection planning, succession strategy, and exit planning built around what you've spent years creating.
Legacy Planning
What do you want your wealth to say about what mattered to you?
What happens to your assets after you're gone is one of the most personal financial questions there is. The people you want to provide for, the causes you believe in, and the values you hope to carry forward all require a plan to happen as you intend. Legacy planning clarifies who benefits from your estate, how they benefit, and under what conditions, then uses trust strategies, beneficiary planning, and charitable giving vehicles to build a structure that reflects those wishes with precision.
Protection Strategies
Is your financial plan built to hold up when life doesn't go as planned?
Financial planning looks very different when something unexpected happens. A serious illness, an extended disability, or the loss of a primary earner can reshape a family's financial picture entirely. Protection strategies address those risks through the right combination of life insurance, disability income coverage, and extended care planning, so the work of building a financial future doesn't come undone by a single event.
Special Needs Planning
What happens to the person you love most when you're no longer there?
Caring for a family member with special needs calls for a level of financial planning that standard approaches don't fully address. There are government benefits to protect, trust structures to get right, and a lifetime of care to fund for someone who depends entirely on the arrangements you put in place. Special needs planning builds that foundation through tools like special needs trusts and coordinated benefit strategies. For many families, the work also includes creating a letter of intent that documents your loved one's needs, preferences, and care history, so the people responsible for their care in the future know exactly how to show up for them.
who we areOur Story Behind the Firm
The Moody Street Group takes its name from one of the most historically significant streets in Waltham, Massachusetts, a city whose contributions to American industry were built on precision, craft, and community. Founded in 2011, this firm brings that same orientation to its work, putting the people it serves at the center of every plan it builds.
Start With a Conversation
Financial planning relationships typically start with a conversation, not a presentation. Reach out to schedule a meeting, and we will spend that time learning about your situation, your goals, and where you want to go from here.