Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Understanding the SECURE Act Explaining the SECURE Act and how the changes affect your retirement strategy. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.